Savings Unlocked Maximize Rewards, Minimize Effort

Easily find credit card cash-back offers to activate!

Turn your everyday spending into additional savings with Savings Unlocked. Instead of logging into multiple accounts to scroll for store offers, just select your credit cards at the top, search a merchant name or category, and quickly find cash-back deals at your favorite places. Save time, maximize rewards, and make the most of your purchases.

How it works

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Find Cashback Offers

Quickly find cashback offers for sites like BestBuy, Lyft, and more.

Credit Card

Activate Rewards

Activate your offers directly and make your purchase.

Cash

Get Cash Back

Enjoy automatic credits on your next statement!

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Merchants

FAQs

What is Savings Unlocked?
Savings Unlocked is a platform that helps you find merchant-specific cashback and statement credit offers available on your credit cards in one easy to use location. No more logging into all of your credit card apps and scrolling, just search on Savings Unlocked and see if there is an offer available for you.
How does Savings Unlocked work?
You select the credit cards you own and search for merchant offers. Vendors such as Subway, Turo, Roundtable, Home Depot, and thousands more often offer rewards just for activating them with your credit card and making a purchase with them. We show potential cashback and discount opportunities, allowing you to login to your bank’s website to activate them.
Do I need to link my credit cards to use Savings Unlocked?
No, Savings Unlocked does not require you to link or provide credit card details. You simply select which cards you have, and we show relevant offers.
Is Savings Unlocked free to use?
Yes, Savings Unlocked is completely free for users. We help you find deals without any cost and can actually save YOU money in the process!
How accurate are the offers displayed on Savings Unlocked?
We strive to provide the most up-to-date offers, but we cannot guarantee 100% accuracy as banks may update or remove deals at any time. Always verify offers on your credit card issuer’s website.
Why don’t I see an offer I expected?
Offers may vary based on your individual credit card issuer, spending history, and eligibility. If you don’t see an expected offer in Savings Unlocked, you can always check directly with your bank.
Do I need to activate offers before using them?
Yes, offers require activation through your credit card issuer’s website or app before they apply to your purchase. They may also list their terms and conditions for receiving the statement as well.
Does Savings Unlocked store my credit card information?
No, Savings Unlocked does not collect, store, or process your credit card information.
Does Savings Unlocked show me everything I need to know to activate the reward?
Savings Unlocked is designed to help you find an offer that may be available through one of your credit cards, but the terms and conditions will be housed by your credit card issuer directly. We always encourage you to check the specifics of the reward before activating or making a purchase.
What types of offers can I find on Savings Unlocked?
You may find cashback, statement credits, discounts, or bonus rewards on various merchants, including dining, travel, shopping, and entertainment.
Do these offers work with other discounts or coupons?
It depends on the merchant and credit card issuer. Some offers can be stacked with other discounts, while others may have restrictions.
Is Savings Unlocked affiliated with any banks or credit card companies?
No, Savings Unlocked is an independent platform and is not affiliated with any banks or credit card issuers.